Phrase lists are not a blood test. Isolated “without prejudice” on a consumer letter is not the same as a packet that also splits ALL-CAPS names, tenders a homemade bill of exchange, and threatens a UCC-1 against the clerk. Courts look at the combination. J.M. Berger’s 2016 GWU briefing takes its title from one of the most common signature stamps: Without Prejudice: What Sovereign Citizens Believe. UNC School of Government’s 2013 Quick Guide to Sovereign Citizens is the clerk-facing U.S. primer most often handed around in training.
| Phrase | What it is trying to do | Why it shows up |
|---|---|---|
| Accepted for value | Treat a bill, a judgment, or process as a commercial instrument the filer can “accept” and charge back to a secret account. | Paired with HJR-192 / Treasury scripts. In re Fachini, 470 B.R. 638 (Bankr. M.D. Ga. 2012), described an “accepted for value” chargeback package as a sham. |
| Without prejudice / UCC 1-308 | Stamp a signature so the filer can later say they never consented to the court’s jurisdiction or to the obligation. | UCC 1-308 is a commercial reservation-of-rights clause. Courts have not recognized it as immunity from criminal or tax process. Benabe, 654 F.3d at 767. |
| ALL CAPS name / strawman | Claim JOHN DOE is a corporate fiction and John-Doe: of the family is the living person the court cannot reach. | Dual-entity theory. Monroe v. Beard, 536 F.3d 198, 203 n.4 (3d Cir. 2008) (definitional). Jurisdiction rejection: Benabe at 767. |
| HJR-192 | Claim the 1933 gold-standard joint resolution created a personal debt-discharge remedy. | Redemption theory. Gravatt v. United States, 100 Fed. Cl. 279 (2011); Fachini. |
| Living man / flesh and blood | Deny that the statutory “person” in the caption is the filer. | Same dual-entity move. Benabe lists “flesh-and-blood human being” among statuses that do not defeat jurisdiction. |
| Secured party creditor | File a UCC financing statement against one’s own name and claim superior title to the strawman. | Often the prelude to a retaliatory lien. Benabe at 767; Monroe n.4 (UCC statements as the supposed way to “free” the live person). |
| Sui juris / without recourse | Signal that the filer appears only in a special capacity and is not submitting to the court. | Caption and signature-block convention. Does not replace appearance and jurisdiction rules. |
| Birth certificate bond / CUSIP | Treat a birth certificate as a security that funds a Treasury account. | Redemption cluster. Gravatt; Fachini (birth-certificate bond in the sham package). |
For the tactic map behind these phrases, see how courts identify sovereign citizen filings. For UCC-1s filed against officials, see bogus UCC liens.
SovGuardAI flags these phrases when they appear in a submitted document and ties them to tactics. It is not a finding that the filer is any particular kind of person.